asset class matrix 2009 2019 gold nasdaq reits S&P dividend aristocrats corporates bonds treasuries TIPS

Investing for Financial Independence? Pay attention to Asset Class Returns

July 12, 2020 Ex-Banker on Wheels 0

Asset allocation is typically the most important driver of portfolio performance (up to 90%). You can learn about the wider markets and the fact that being unfamiliar with an asset class is not always an excuse for not including it in your portolio mix – we tend to have a ‘domestic’ and ‘familiar asset class’ bias and that’s why a lot of investors just focus on domestic Equities

return distribution S&p 500 1990 2020 - weekly data

Do I need Bonds in my Portfolio? Understand how Bonds improve the odds of higher returns

June 29, 2020 Ex-Banker on Wheels 4

Do you want to buy cheap Equities? Holding Bonds may precisely give you that opportunity through re-balancing. Unless you can put your cash aside for 10+ Years you may want to check how Bond ETFs eg. iShares AGG can increase your returns and reduce risk of high losses.
Here is a simple comparison of 100% S&P 500 Portfolio vs. the most commonly used 60% S&P 500 40% Bonds Portfolio

gold spot bloomberg

Bonds vs Gold – 5 Factors affecting Gold Price and their Current Potential

June 26, 2020 Ex-Banker on Wheels 0

While most risk assets buckle under the strain of the Coronavirus, Gold continues to shine brightly as the haven of last resort. The yellow metal is up 12% this year, outperforming all other major asset classes globally. How long can it last and what are the signs that you need to rebalance into other asset classes? Is now a good time to buy Gold? Understand what drives Gold Prices! We analyze all factors: Bond Yields, USD, Growth, Inflation and Tail Risks.