Discover 2 Powerful Roth IRA Equivalents for UK Investors

October 12, 2023 Raph Antoine

You’ve likely heard the buzz about the Roth IRA from US investing circles, tantalizing savers with its tax-free growth and withdrawal benefits.

While this famed investment vehicle is sadly out of reach for UK residents, fret not!

Let’s dive into the Roth IRA Equivalents for UK Investors.

How To Choose A Safe Stock Broker?

October 1, 2023 Raph Antoine

Imagine discovering your broker has gone belly-up overnight, leaving your hard-earned investments in the balance. In a market where investors tirelessly chase after low fees, the often-ignored specter of broker failure lurks in the shadows.

The collapse of a broker isn’t just a plot twist in a Hollywood blockbuster—it’s a stark reality that has left many investors stranded and panicking.

Could your broker be next? What safeguards do you have in place?

Here is what you need to know to protect your savings.

Cracking the Code: How Bankers Slice the Global Pie (2023)

September 29, 2023 Raph Antoine

Most investors starting out would be confused to learn that, for example, investing in an MSCI World ETF wouldn’t provide them with a Global exposure.

Equity ETFs can be confusing due to Index Providers’ naming conventions. So, I had a deep dive into how they work, and I hope you can also benefit from it

How To Construct a Bond Ladder with iBonds

September 21, 2023 Raph Antoine

Have you ever considered matching Bond cash flows with a life event, like buying a house, or kids’ tuition fees, by using an ETF? 

iBonds act like regular Bonds. The ETF will mature, and you will be repaid at a predetermined date.

However, they offer several ETF advantages over regular bonds – they trade like stocks, are diversified, and don’t require high investment amounts to get started.

Cycling Tibet – Spiritual, Ballistic, Magnificent.

September 3, 2023 Raph Antoine

Tibet was the most rewarding part of all my cycling adventures, not only because of physical challenges.

Spiritual Tibet played a big role.

But I quickly realized other aspects that make it a unique place.

This region is the heartland of Nuclear China and a place with extensive minorities including Hui Muslims and Tu Mongols whose ancestors served in Ghenghi Khan’s army.

But China was also the most challenging country I have cycled in.

How You Can Cycle The World – A Practical Guide

August 11, 2023 Raph Antoine

While you may be here to read about investing, some of you were curious about ways to travel the world on a bike. In 2019, I covered 20k km with a rugged touring setup, favouring it over the sleeker bikepacking style. It let me venture into the wild autonomously for up to a week. Now, I’m into shorter bikepacking adventures.
Here are my key practical insights to get started. But also to lower your cost of travel, in general.