Tax-Free Compounding – Accumulating vs. Distributing ETFs

November 9, 2023 Raph Antoine

Compounding is a powerful wealth-creation tool. But taxes and fees can sabotage your plan.

Typically, up to 2-3% of the 7% average annual total return from Global Stocks comes in the form of dividends. But what happens to compounding if we distribute them?

Today, let’s look at how to optimise your ETF selection for the compounding magic to work without leaking too much in unnecessary taxes.

Can You Trust The Banker? How To Choose The Best S&P 500 ETF.

October 31, 2023 Raph Antoine

I was initially sceptical towards Synthetic ETFs. Back in 2009, I analysed client portfolios of CDO and CDOs-Squared – some of the most complex, and toxic, financial instruments ever assembled by Wall Street Banks. After working-out structured finance portfolios, synthetics raised my eyebrows.

Discover 2 Powerful Roth IRA Equivalents for UK Investors

October 12, 2023 Raph Antoine

You’ve likely heard the buzz about the Roth IRA from US investing circles, tantalizing savers with its tax-free growth and withdrawal benefits.

While this famed investment vehicle is sadly out of reach for UK residents, fret not!

Let’s dive into the Roth IRA Equivalents for UK Investors.

How To Choose A Safe Stock Broker?

October 1, 2023 Raph Antoine

Imagine discovering your broker has gone belly-up overnight, leaving your hard-earned investments in the balance. In a market where investors tirelessly chase after low fees, the often-ignored specter of broker failure lurks in the shadows.

The collapse of a broker isn’t just a plot twist in a Hollywood blockbuster—it’s a stark reality that has left many investors stranded and panicking.

Could your broker be next? What safeguards do you have in place?

Here is what you need to know to protect your savings.

Cracking the Code: How Bankers Slice the Global Pie (2023)

September 29, 2023 Raph Antoine

Most investors starting out would be confused to learn that, for example, investing in an MSCI World ETF wouldn’t provide them with a Global exposure.

Equity ETFs can be confusing due to Index Providers’ naming conventions. So, I had a deep dive into how they work, and I hope you can also benefit from it