asset class matrix 2009 2019 gold nasdaq reits S&P dividend aristocrats corporates bonds treasuries TIPS

Investing for Financial Independence? Pay attention to Asset Class Returns

July 12, 2020 Ex-Banker on Wheels 0

Asset allocation is typically the most important driver of portfolio performance (up to 90%). You can learn about the wider markets and the fact that being unfamiliar with an asset class is not always an excuse for not including it in your portolio mix – we tend to have a ‘domestic’ and ‘familiar asset class’ bias and that’s why a lot of investors just focus on domestic Equities

return distribution S&p 500 1990 2020 - weekly data

Do I need Bonds in my Portfolio? Understand how Bonds improve the odds of higher returns

June 29, 2020 Ex-Banker on Wheels 4

Do you want to buy cheap Equities? Holding Bonds may precisely give you that opportunity through re-balancing. Unless you can put your cash aside for 10+ Years you may want to check how Bond ETFs eg. iShares AGG can increase your returns and reduce risk of high losses.
Here is a simple comparison of 100% S&P 500 Portfolio vs. the most commonly used 60% S&P 500 40% Bonds Portfolio

gold spot bloomberg

Bonds vs Gold – 5 Factors affecting Gold Price and their Current Potential

June 26, 2020 Ex-Banker on Wheels 0

While most risk assets buckle under the strain of the Coronavirus, Gold continues to shine brightly as the haven of last resort. The yellow metal is up 12% this year, outperforming all other major asset classes globally. How long can it last and what are the signs that you need to rebalance into other asset classes? Is now a good time to buy Gold? Understand what drives Gold Prices! We analyze all factors: Bond Yields, USD, Growth, Inflation and Tail Risks.

How to invest in stocks during a Market Crash?

June 25, 2020 Ex-Banker on Wheels 7

These are the 10 Rules they have learned
During the March Stock Market Crash pretty much all my family members and some of my friends asked me how to invest in stocks. Given the current market turmoil, there is an increasing appetite for buying stocks. This is what you need to know should another crash materialize (e.g. should the liquidity problems turn into solvency problems in the wider economy later this year)

US Breakeven rates

What to expect from Best US Treasury Bond ETFs in 2020

May 20, 2020 Ex-Banker on Wheels 2

If you had Treasury ETFs in your portfolio going into 2020, well done! The YTD Returns range from low single digits for Short Term US Treasury ETF to over 30% for long term treasury bond ETF and have performed remarkably well during the Coronavirus Bear Market. However, the current situation is somewhat asymmetric. Read what are the risks.

ALL WEATHER STRATEGY FOR COVID-19 MARKET

COVID-19: Bear Market 100% S&P 500 Investment Strategy

April 18, 2020 Ex-Banker on Wheels 2

I don’t mind if Stocks crash because my investment strategy will generate higher returns. Could you lock-in high returns in a Bear Market? More importantly, can it be done so that you don’t have to predict which way the market will go this year? Without diversification and only investing in Stocks? Here is an example of how it works.